Your Guide to Using FSA/HSA for ettitude Bedding
We believe that better sleep is the foundation of better health. But did you know that your journey to a more restorative night’s sleep could be funded by your pre-tax health dollars?
Thanks to our partnership with TrueMed, many of our performance bedding products may be eligible for purchase using your FSA or HSA funds. Here’s everything you need to know about investing in your wellness through the power of CleanBamboo®.
What Are FSA & HSA Accounts?
Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA) are tax-advantaged accounts that allow you to set aside pre-tax money for qualified medical expenses. By using these funds, you can save an average of 30% on your purchase, depending on your tax bracket and state rules.
While these funds are traditionally used for doctor’s visits or prescriptions, they can also be used for health-improving products—like performance bedding—when prescribed by a healthcare provider to treat or prevent a specific medical condition.
Is ettitude FSA or HSA Eligible?
Yes, many ettitude products may be HSA/FSA eligible for qualified customers! Because our bedding is designed with specific health-promoting properties, it can be considered a medical necessity for those managing certain conditions.
Note: Eligibility is conditional. To use your funds, you must be a qualified customer and obtain a Letter of Medical Necessity (LMN), which TrueMed easily helps facilitate during your checkout process.
How Sleep and Health Needs Make ettitude Bedding Eligible
The IRS allows FSA/HSA funds to be used for items that help treat, mitigate, or prevent a disease or health condition. ettitude’s Signature CleanBamboo® is more than just "soft sheets"—it is a performance textile that solves real health challenges:
- Hot Flashes & Menopause: Our breathable, moisture-wicking fabric helps regulate body temperature, providing relief for those suffering from night sweats.
- Sensitive Skin & Eczema: Our Luxe and Signature collections are hypoallergenic and incredibly gentle, making them a preferred choice for dermatologists and patients managing skin conditions.
- Nighttime Allergies: Naturally antimicrobial and resistant to dust mites, our bedding helps create a cleaner sleep environment for those with respiratory issues.
- Night Sweats: If you are a "hot sleeper," our thermo-regulating bamboo helps prevent the sleep disruptions that lead to chronic fatigue.
Which ettitude Bedding Products May Qualify Through TrueMed?
While eligibility is determined based on your individual health needs, all bedding products in our FSA/HSA Eligible Collection may qualify. This includes:
- Signature & Luxe Sheet Sets: For temperature regulation and skin health.
- Comforters & Duvet Covers: To maintain a hypoallergenic sleep sanctuary.
- Pillowcases: Specifically the Luxe line, which is dermatologist-recommended for hair and skin health.
A Step-by-Step Guide to Using FSA or HSA Funds at ettitude
We’ve made the process seamless. You don’t need to visit a doctor’s office; the cost of the medical review is included in your purchase price.
- Add to Cart: Select your favorite CleanBamboo® bedding and head to checkout.
- Select TrueMed: Choose TrueMed as your payment method.
- Complete the Health Survey: You will be prompted to fill out a brief clinical intake form (health survey). An independent licensed practitioner will review your information to determine if the products qualify to treat or prevent your specific condition.
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If eligible, you’ll receive a Letter of Medical Necessity (LMN) and can complete your purchase using your HSA/FSA card!
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A Quick Guide to Using Benefits (Reimbursement Option)
If you prefer to pay with a regular credit card and get reimbursed later:
- Follow the same steps above to receive your LMN.
- Save your order receipt and the LMN provided by TrueMed.
- Submit both to your HSA/FSA administrator for reimbursement.
Invest in your health today. Shop the FSA/HSA Eligible Collection and start sleeping better for less.
Disclaimer: TrueMed is for qualified customers. HSA/FSA tax savings vary. Some products may be HSA/FSA-eligible when used to address a specific health condition. Learn more at truemed.com/disclosures.
Frequently Asked Questions
Is every ettitude product eligible for HSA/FSA spending?
While our specific collection contains the products most likely to qualify, eligibility is ultimately determined by your individual health needs. To use your funds, you must complete the TrueMed health survey at checkout to see if your purchase can be used to treat or prevent a specific medical condition (like eczema or night sweats).
Do I need a doctor’s note before I shop?
No. You do not need to visit your own doctor beforehand. When you select TrueMed at checkout, you will fill out a clinical intake form which is then reviewed by an independent licensed practitioner. If you qualify, he or she will issue the required Letter of Medical Necessity (LMN) on the spot.
How much can I actually save?
On average, using pre-tax HSA/FSA funds can save you about 30% on your purchase. This is because the money is taken out of your paycheck before taxes are applied, giving you more "buying power" for your wellness essentials.
Note: Exact savings depend on your specific tax bracket and state regulations.
What happens if my health survey isn't approved?
If the practitioner determines that the products do not meet the criteria for a medical necessity based on your survey, you will not be charged via TrueMed. You can still complete your purchase using a standard credit or debit card.
Can I use my HSA/FSA card directly on the site?
Yes! Once you are approved through the TrueMed checkout process, you can use your HSA or FSA debit card just like a regular credit card to complete your order.
Can I stack this with other ettitude sales?
Absolutely. Using your HSA/FSA funds is a payment method, not a discount code. This means you can often "stack" your 30% average tax savings on top of existing ettitude sales or promotions for maximum value. Here’s one for new customers! You can use code WELCOME100 for $100 off your $400+ purchase!